Money Manager PRO — Privacy Policy

Last updated: May 14, 2026

Money Manager PRO ("the App", "we") is a personal finance and crypto portfolio tracker. This Privacy Policy describes what data the App handles, how, and why.

Plain English summary: the App is local-first. Your financial data lives on your device. The only data that ever leaves your device is public blockchain addresses you choose to track, sent to public blockchain APIs to fetch balances. We don't operate user accounts, don't run analytics, don't collect crash reports, and don't sell or share data with advertisers.

1. Data We Do NOT Collect

We do not collect, store, or transmit any of the following:

Your name, email address, phone number, or any other personal identifier
Your home or work address, billing information, or payment method
Your location (precise or approximate)
Photos, contacts, calendar, health data, or browsing history
Advertising identifiers (IDFA) — the App contains no advertising SDKs
Analytics events about your in-app behavior — we run no analytics tools
Crash reports — the App does NOT phone home when it crashes; only the

iOS-native crash logs (managed by your device, not us) are recorded

The App requires no login. There is no user account to create or password to remember.

2. Data Stored Locally On Your Device

The following is stored only on your device, inside the App's sandboxed storage container (encrypted at rest by iOS):

All transactions, accounts, categories, balance snapshots
Cryptocurrency holdings and cost-basis information you enter
Public on-chain wallet addresses you choose to track
Your settings: base currency, favorite currencies, app mode (Lite / Pro),

language preference, notification preferences

Your app passcode (if you set one) is stored in the iOS Keychain with kSecAttrAccessibleWhenUnlockedThisDeviceOnly, meaning it never leaves the device and is only accessible while the device is unlocked.

Deleting the App from your device deletes all of this data permanently.

3. iCloud Sync (Optional, On By Default)

If you are signed into iCloud and have iCloud enabled for the App in iOS Settings, your transactions, accounts, and categories sync between your devices using Apple's CloudKit infrastructure.

The CloudKit container (iCloud.com.wallettrackerpro.app) is **private to

you**. We have no access to it.

Apple stores the data on Apple's servers, encrypted in transit and at rest.
We do not run a server that holds your data. No employee or contractor of

the App has any way to see what's in your CloudKit container.

Refer to Apple's iCloud Privacy

for details on how Apple handles iCloud data.

You can stop iCloud sync any time in iOS Settings → Apple ID → iCloud → Apps Using iCloud → Money Manager PRO.

4. Cryptocurrency Wallet Tracking

If you choose to add a tracked wallet by pasting a public blockchain address, the App sends that public address through our request proxy (hosted on Cloudflare Workers) to fetch live balances and DeFi positions.

Specifically:

The proxy forwards your address to one of: Zerion, Alchemy, Helius (Solana),

TronGrid (Tron), CoinGecko (token prices)

We never send any other data alongside the address — no user identifier,

no device identifier, no other addresses, no transaction history

The address itself is public on the blockchain — anyone can look it up
Cloudflare may log the request IP for abuse-prevention purposes (standard

for any service that uses Cloudflare). Logs are short-lived and not joined to user accounts (we don't operate user accounts)

Token price queries (CoinGecko, Yahoo Finance) and foreign-exchange rate queries (frankfurter.app / European Central Bank) contain no personal identifiers or wallet information — only the ticker symbols.

5. App Attest (Anti-Abuse)

When you make a request through our proxy, the App sends an anonymous attestation token issued by Apple's App Attest service. This proves that the request came from a real installation of our App (not a script), and lets us rate-limit abuse.

The token contains:

A device-and-app-specific identifier (anonymous, can't be linked back to

you or your Apple ID)

A signature from Apple confirming the App is legitimate

The token contains no personal data.

6. Notifications (Optional, Off By Default)

If you grant the App permission to send notifications, they are generated and delivered locally on your device (Apple's UNUserNotificationCenter). The App does not run a notification server. We do not see when, why, or whether you receive a notification.

You can revoke notification permission at any time in iOS Settings → Notifications → Money Manager PRO.

7. Children's Privacy

The App is not directed at children under 13. We do not knowingly collect personal information from anyone, including children. If you are a parent or guardian and believe your child has used the App in a way that concerns you, contact us.

8. International Data Transfer

iCloud data is stored on Apple servers in the country/region Apple has

designated for your iCloud account (see Apple's policy linked above).

Wallet API proxy requests are routed through Cloudflare's global edge

network — the request is typically served by the nearest available data center.

If you are located in the European Economic Area, the United Kingdom, or California, the same rules apply — no personal data is collected, so there are no data subjects rights requests to fulfill beyond the controls you have in iOS Settings and inside the App.

9. Your Rights and Choices

Export your data: Settings → Data → Export to JSON or CSV
Import data: Settings → Data → Import from CSV
Delete everything from the device: uninstall the App from your iPhone.

This deletes all locally-stored data on that device.

Delete everything from iCloud too: iOS Settings → Apple ID → iCloud →

Manage Storage → Money Manager PRO → Delete Data. (If you skip this step, the data stays in your iCloud account and will reappear if you reinstall the App on a device signed into the same Apple ID. This is intentional — it's how cross-device sync works.)

Disable iCloud sync: iOS Settings → Apple ID → iCloud → Apps Using

iCloud → toggle off (data stays on device only, lost if you reinstall)

There is no "delete account" step because we do not operate user accounts.

10. Data Retention

We hold no servers with your data, so we retain none. Apple retains iCloud backups under their own policies. Cloudflare retains short-lived request logs for abuse-prevention purposes as described in their service policies.

11. Security

All network traffic from the App uses HTTPS / TLS 1.3
Wallet API requests are signed with Apple App Attest assertions to prevent

spoofing and abuse

Local data is stored inside the App's sandboxed container, encrypted at

rest by iOS

iCloud data is end-to-end encrypted when transmitted to Apple's servers
The App passcode is stored in the iOS Keychain with the most restrictive

accessibility level available (WhenUnlockedThisDeviceOnly)

12. Third-Party Services

The App makes outbound requests to the following services on your behalf:

Service	What's sent	Why
Cloudflare Workers (our proxy)	Wallet address, App Attest token	Proxy + auth + rate limit
Zerion	Wallet address	Token balances, DeFi positions
Alchemy	Wallet address (EVM chains)	Token balances
Helius	Wallet address (Solana)	Token balances
TronGrid	Wallet address (Tron)	Token balances
CoinGecko	Token symbols	Live token prices
Yahoo Finance	Stock ticker symbols	Stock and equity prices
Frankfurter (ECB)	Currency codes	Foreign exchange rates
Apple iCloud (CloudKit)	All app data (only if iCloud is on)	Cross-device sync
Apple App Attest	Device attestation	Anti-abuse proof for our proxy

Each third party operates under its own privacy policy, linked from its respective website. We send only the minimum data necessary for the feature to work.

13. Changes to This Policy

We may update this policy from time to time. The "Last updated" date at the top reflects the most recent change. Material changes will be reflected in the App's release notes on the App Store.

14. Contact

If you have questions about this policy, please email us at:

bgi76contact@gmail.com